Buying a Home
Home buying is probably the biggest financial commitment you’ll ever make. Buying a home is not just a dollars-and-cents investment, it’s an investment in your life. It will create a sense of stability and identity for you and your family. Regardless of how times change, owning a home remains the cornerstone of the American dream.
To assist you in the process, Albania & Associates Realty has everything you need – from a basic step-by-step overview to a property comparison checklist. So whether you’re a first-time home buyer or need a brief real estate buying refresher, let us help you through it all.
Security For the Future
A feeling of security that comes from owning a home and the knowledge that your home is a safeguard against inflation.
Homeowner Tax Advantages
Your real estate taxes and the interest on your mortgage are deductible from your income tax.
Children are what we most protect in this world, make sure your child grows up in the neighborhood and environment of your choice.
Home ownership offers special advantages that make life more enjoyable – backyard barbecues, large family gatherings during holidays, a home workshop, a chance to enjoy your family’s companionship in the privacy of your own home.
Investment for the Future
Payments on your mortgage loan mean you are acquiring a major possession; instead of rent, you own more and more. The garden you plant, the permanent improvements you make – all enhance your way of living as well as the value of your home.
Most people start on the road to financial independence through home ownership. Your principal and interest payments remain the same for the full term of your mortgage while your rent usually goes up as the cost of living increases.
Better than a savings account, your home can appreciate to keep pace with inflation.